CONSULATE
Doing your Homework Before Buying Individual or Family Dental Insurance.
Surprising many people do not have dental insurance in the U.S. Dental insurance benefits are not always offer though ones employment so people tend to do without until a major dental need arises. However defer dental care is not only more costly in the end but can endangers ones life
The problem with waiting until you need dental insurance is that by then it can be hard to get the type of dental insurance you may want. People find out too late in order to stay with their dentist they may need to get a dental PPO plan, not knowing that most dental PPO plans long term waiting periods. When these type of dental plans are not bought early on you may not get the coverages you are looking for. One thing I suggest is if you have a dentist that you do not wish to change find out what types of dental plans you would need in order to stay with their dental office.
If you are with a dental office that only accepts PPO dental plans then you may want to think about getting a dental PPO plan now so you have the dental plan in place for your future dental needs whether it for preventive dental care or major dental care.